Other benefits

Medical, dental, vision, and the 401(k) get their own documents because they're the benefits with the most moving parts — see "Health insurance" and "Retirement and 401(k)." Everything else lives here.

Life insurance and disability

Daisy provides basic life and AD&D (accidental death and dismemberment) insurance automatically, at no cost to you, equal to one times your annual salary. You choose a beneficiary when you enroll in benefits during your first 30 days; if you skip it, the default beneficiary is your estate, which is rarely what anyone actually wants, so it's worth the two minutes to set it deliberately. You can also buy supplemental life insurance for yourself or your dependents at group rates through Gusto, at your own cost.

Short-term and long-term disability coverage is company-paid and automatic — no enrollment needed. Short-term disability replaces 60% of your salary, up to a weekly cap, for a qualifying non-work illness or injury, after a short waiting period. Long-term disability picks up at the same 60% replacement rate if a disability extends beyond what short-term covers. Neither of these requires the medical condition to be work-related; that's what workers' compensation is for, and it's handled separately.

Employee Assistance Program (EAP)

Every employee and anyone in your household has access to free, confidential counseling through Spring Health — six sessions per person per year, covering everything from stress and anxiety to relationship or family issues. It's confidential from Daisy: nobody here sees who used it or why, only that the benefit exists and is used. You don't need to be in crisis to use it; plenty of people use their sessions for ordinary life stress.

Commuter benefits

If you drive or take public transit to the office, you can set aside pretax money each pay period for parking or transit through Gusto, up to the current IRS pretax limit. It's deducted automatically once you enroll and doesn't require receipts or reimbursement paperwork — the money just comes out before taxes are calculated, the same mechanism as the HSA and FSA described in "Health insurance."

Wellness stipend

Daisy reimburses up to $50 a month toward a gym membership, a fitness class, or a wellness app subscription. Submit the receipt as an expense in Gusto under "Wellness" and it's reimbursed on your next paycheck. There's no list of approved vendors — if it's plausibly a wellness expense, it qualifies.

Home-office stipend

If your role is remote-friendly, you get a one-time $500 stipend to set up your home workspace — a monitor, a chair, a desk, whatever makes the space work for you — plus a $150 annual refresh after that for replacements or upgrades. Submit purchases the same way as the wellness stipend. If your role is office-based, IT equips your desk directly instead; see "IT support."

Enrolling

Life insurance beneficiaries, supplemental coverage, and commuter benefits are all elected in Gusto during your first 30 days, alongside your health plan choices. The EAP and both stipends don't require enrollment — they're available from day one.